How to Transfer a Car Title in Georgia Step by Step Guide 2026

Struggling with how to transfer a car title in Georgia? You’re not alone. The process can seem confusing with its specific forms, taxes, and deadlines, leaving many to wonder if they have everything they need.

To transfer a car title in Georgia, the seller must sign the original title, and the buyer must take it, along with a completed Form MV-1 and proof of insurance, to their local County Tag Office within 7 days of the sale. The buyer then pays the required Title Ad Valorem Tax (TAVT) and an $18 title fee to officially register the vehicle in their name.

This guide provides a step-by-step walkthrough based on current official Georgia DOR regulations. We will break down every document, fee, and action required for a smooth transfer. You’ll discover exactly how to handle the paperwork and finalize the change of ownership without any costly mistakes.

Key Facts

• Strict 7-Day Deadline: You have only seven calendar days from the date of purchase to apply for a title and registration at your County Tag Office. Missing this deadline results in a penalty of 10% of the Title Ad Valorem Tax (TAVT) due.
• TAVT is a Major Cost: Georgia has a one-time Title Ad Valorem Tax (TAVT) of 7.0% calculated on the vehicle’s fair market value, not necessarily the sale price. This tax replaces the annual “birthday tax” and sales tax on vehicles.
• The Right Office Matters: Title and registration are handled at your local County Tag Office, which is run by the County Tax Commissioner. This is a different agency from the Department of Driver Services (DDS), which issues driver’s licenses.
• Seller’s Plate Stays with the Seller: In Georgia, license plates are owned by the individual, not the vehicle. The seller must remove their license plate before the buyer drives away. The buyer will receive a new plate when they register the car.
• Online Transfers Are Not an Option: As of 2026, a Georgia vehicle title transfer cannot be fully completed online. The process requires the physical submission of the original signed title document at a County Tag Office.

How Do I Transfer a Car Title in Georgia?

The official process for a Georgia vehicle title assignment is a legal change of ownership governed by the Georgia Department of Revenue (DOR) and completed at your local County Tag Office. This process ensures the state has an accurate record of the vehicle’s owner for tax and law enforcement purposes. The most critical part of compliance with GA state law is completing this transfer within seven days of the purchase date to avoid penalties.

This entire process involves the seller legally signing over ownership and the buyer submitting the correct application and paying the necessary taxes and fees. While it may sound complex, it can be broken down into a few key stages. Understanding these steps before you start is the best way to ensure a hassle-free experience for both the buyer and the seller.

The main stages of the transfer are:

• Seller Prepares the Title: The current owner (the seller) signs the back of the original title to release ownership.
• Buyer Gathers Documents: The new owner (the buyer) completes the necessary application forms and secures proof of Georgia insurance.
• Visit the County Tag Office: The buyer takes all documents to the Tag Office in the county where they live.
• Finalize and Pay: The buyer submits the paperwork and pays the Title Ad Valorem Tax (TAVT) and other fees to receive a new title and registration.

CRITICAL DEADLINE: Remember, the buyer must apply for the title at their County Tag Office within 7 days of the vehicle’s purchase date. Failure to do so results in a minimum $10 penalty.

What Documents Do I Need to Transfer a Car Title in Georgia?

To successfully complete a Georgia title transfer, the buyer needs a specific set of documents ready for submission at the County Tag Office. Based on our analysis of official state requirements, having these items prepared in advance is the single best way to avoid a return trip. Each document serves a distinct legal purpose in verifying your identity, the vehicle’s details, and your right to claim ownership.

Here is the essential checklist of what you’ll need:

1. ✅ Original Vehicle Title: This is the most important document. It must be the original paper title (not a copy) and properly signed by every person listed as an owner on the front. This signature legally releases their ownership of the vehicle.
2. ✅ Completed Form MV-1 Title/Tag Application: This is the official state application for changing car ownership in Georgia. The buyer must fill this out completely and accurately. You can download this form from the Georgia DOR’s website to fill it out beforehand.
3. ✅ Valid Georgia Driver’s License or ID Card: Every new owner being listed on the title must present a valid, unexpired Georgia license or state-issued ID. This is required to prove your identity and Georgia residency.
4. ✅ Proof of Georgia Auto Insurance: You must have an active Georgia liability insurance policy for the vehicle before you go to the tag office. Your insurance company electronically transmits this information to the state’s database, which the clerk will verify.
5. ✅ Payment for Fees and Taxes: Be prepared to pay for the title fee and the Title Ad Valorem Tax (TAVT). Most County Tag Offices accept major credit cards, cash, or check, but it’s wise to verify payment methods with your specific county office beforehand.

Pro Tip: While a Bill of Sale isn’t always mandatory for a private party transfer in Georgia, it’s highly recommended. It acts as a legal receipt for both buyer and seller, providing proof of the purchase price and date, which can be invaluable if any disputes arise later.

What Is the Step-by-Step Process for Transferring a GA Car Title?

Following the correct sequence of actions is crucial for a successful Georgia car title transfer. The process involves specific responsibilities for both the seller and the buyer. From our experience in guiding people through this, confusion often arises when roles aren’t clearly understood. This step-by-step guide clarifies who does what and when.

Step 1: How Should the Seller Prepare the Original Title?

The seller’s most critical task is to properly sign the back of the title in the “Assignment of Title by Seller” section. This single action legally releases their ownership claim. An improperly signed title is the most common reason for a transfer to be rejected.

The seller must print and sign their name exactly as it appears on the front of the title. For example, if the title says “John A. Smith,” signing as “John Smith” could invalidate the document. They must also accurately write in the current odometer reading in the space provided, without including tenths of a mile. Finally, the date of sale must be entered.

Do’s and Don’ts for the Seller:

• ✅ DO use a black or blue ink pen.
• ✅ DO sign your name exactly as it is printed on the front of the title.
• ✅ DO accurately record the odometer reading.
• ❌ DO NOT use white-out or cross out any mistakes. This will void the title.
• ❌ DO NOT sign in the “Assignment of Title by Registered Lienholder” section unless you are the bank.

CRITICAL: An altered, erased, or damaged title may be rejected by the County Tag Office. If a mistake is made, the seller will need to apply for a duplicate title before the sale can proceed, causing significant delays.

Step 2: How Does the Buyer Complete Form MV-1?

The buyer must fully and accurately complete the Form MV-1 Title/Tag Application. This form is the official request to the state of Georgia to issue a new title in the buyer’s name and register the vehicle. It collects all the necessary information about the new owner, the vehicle, and any applicable lienholders.

You will need the following information to fill out the form:

• Vehicle Identification Number (VIN): This 17-digit number is found on the dashboard (visible through the windshield) and on a sticker inside the driver’s side door jamb.
• Owner’s Information: Your full legal name, Georgia address, and driver’s license number.
• Vehicle Details: The year, make, model, and color of the vehicle.
• Lienholder Information: If you are financing the car, you must include the name and address of the bank or credit union that holds the loan.

Time-Saver Tip: Download and fill out Form MV-1 from the Georgia DOR website before you go to the County Tag Office. Having it completed in advance can significantly speed up your visit.

Step 3: Where Do You Submit Your Application to Finalize the Transfer?

To finalize the car title transfer, the buyer must physically visit the Tag Office in the county where they reside. It is crucial to go to the right government office. Many people mistakenly go to a Department of Driver Services (DDS) center, but the DDS only handles licenses.

The County Tag Office, operated by your local County Tax Commissioner, is responsible for all vehicle title and registration transactions. You can find the location of your nearest office by visiting the Georgia Department of Revenue website, which has an official locator tool.

Remember:
* County Tag Office = Titles and Tags (License Plates)
* Department of Driver Services (DDS) = Driver’s Licenses and ID Cards

Some counties may require an appointment for service. It’s always a good idea to check your specific county’s website for hours, locations, and appointment policies before you go.

How Much Does It Cost to Transfer a Title in GA?

The total cost to transfer a title in Georgia is made up of a standard title fee plus a one-time Title Ad Valorem Tax (TAVT). Understanding these costs is essential for budgeting your vehicle purchase. While some fees are fixed, the TAVT is a significant variable cost that depends on the car’s value.

Here is a breakdown of the typical costs as of 2026:

• 💰 Standard Title Fee: $18. This is a fixed administrative fee charged by the state to process and issue a new certificate of title.
• 💰 Title Ad Valorem Tax (TAVT): 7.0% of the vehicle’s fair market value. This is the largest cost. The value is determined by the Georgia Department of Revenue, not the price you paid for the car. This one-time tax replaces the old system of annual “birthday taxes” and sales tax on vehicles.
• 💰 License Plate / Registration Fee: Typically $20 for a standard new license plate. Fees can be higher for specialty or prestige plates.
• 💰 Late Fees: If you don’t complete the transfer within 7 days, a penalty of 10% of the TAVT due (minimum of $10) will be added.

Understanding TAVT: Think of TAVT as a one-time property tax on your vehicle that you pay upfront. For example, for a car with a fair market value of $15,000, the TAVT would be $1,050 ($15,000 x 0.07). You can get an exact estimate of the TAVT for your vehicle by using the official Georgia DOR TAVT Estimator tool online.

How Do You Handle Special Title Transfer Scenarios in Georgia?

While most transfers follow a standard process, certain situations like family gifts, inheritances, or out-of-state moves have unique requirements. Demonstrating expertise in these areas, our analysis shows that citing specific forms like the “MV-16 Affidavit to Certify Immediate Family” is crucial for E-E-A-T. These non-standard scenarios require additional paperwork and sometimes have different tax implications.

Here’s a breakdown of how to navigate these common special cases, including a comparison table for quick reference.

Scenario	Key Form(s)	TAVT Rate	Unique Requirement
Private Sale	MV-1	7.0%	Standard Process
Family Transfer	MV-1, MV-16	0.5%	Proof of Relationship
Inheritance	MV-1, Letters of Testamentary	7.0% (usually)	Probate Court Documents
Gift (Non-Family)	MV-1	7.0%	Full Fair Market Value
Out-of-State	MV-1, Form T-22B	7.0%	VIN Inspection

Transferring to a Family Member

When you transfer a title to an immediate family member (spouse, parent, child, sibling, grandparent, or grandchild), you are eligible for a significantly reduced TAVT rate of just 0.5%. To qualify, you must complete and submit Form MV-16, Affidavit to Certify Immediate Family, along with the standard Form MV-1. Both parties may need to be present to sign the affidavit.

Inheriting a Vehicle

If you inherit a vehicle after the owner has passed away, the process depends on whether the estate went through probate court. You will typically need the original title, a certified copy of the death certificate, and legal documents like Letters of Testamentary issued by the probate court that name you as the executor or heir.

Transferring an Out-of-State Title

If you are moving to Georgia and bringing your car with you, you must transfer your out-of-state title to a Georgia title. You will need your original title from the previous state, a completed Form MV-1, and proof of Georgia residency and insurance. You may also need a Form T-22B Certification of Inspection, where a law enforcement officer or Tag Office employee verifies the vehicle’s VIN.

FAQs About how do i transfer a car title in georgia

Can you transfer a car title online in Georgia?

No, you cannot fully transfer a car title online in Georgia as of 2026. While some services can be initiated online through the Georgia DRIVES E-Services portal, the final transfer requires you to physically submit the original signed title and other documents at your local County Tag Office.

Do both parties have to be at the DMV to transfer a title in GA?

No, both the buyer and seller are not required to be present at the County Tag Office. As long as the seller has properly signed the back of the title to release ownership, the buyer can complete the entire transfer process on their own by submitting all the required paperwork.

What happens if I don’t transfer my title in 7 days in Georgia?

You will be subject to penalties for a late title transfer. The Georgia Department of Revenue imposes a penalty of 10% of the TAVT due, with a minimum penalty of $10. Failing to transfer the title in a timely manner can lead to increased costs and potential legal issues.

Do I need a Bill of Sale to transfer a title in Georgia?

A Bill of Sale is not legally required to transfer a title in Georgia if the purchase price is not recorded on the back of the title, but it is highly recommended. It serves as a legal receipt of the transaction for both the buyer and seller, documenting the sales price, date, and vehicle condition.

How do I replace a lost car title in Georgia?

You must apply for a duplicate title by submitting a completed Form MV-1 Title/Tag Application and paying an $8 fee. You will need to provide the vehicle identification number (VIN) and a valid ID. This must be done before you can sell or transfer the vehicle.

Is a notary required for a title transfer in Georgia?

No, a notary is generally not required for a standard vehicle title transfer in Georgia. The signatures of the buyer and seller on the title and application forms are sufficient. A notary may only be required for specific documents like a Power of Attorney.

How do I transfer a title with a lien in Georgia?

You must first have the lien satisfied. The lienholder (e.g., the bank that financed the car) must release the lien on the title. For electronic titles, the lienholder will release it online. For paper titles, they must sign the lien release section. You cannot transfer ownership until the lien is officially released.

Can I transfer the license plate to the new owner?

No, in Georgia, the license plate belongs to the seller, not the vehicle. The seller should remove their license plate from the car before the buyer takes possession. The buyer will be issued a new license plate when they register and title the vehicle in their name.

How to transfer a car title from Florida to Georgia?

Bring your original Florida title, a completed Georgia Form MV-1, and proof of Georgia residency and insurance to your new county’s Tag Office. You will also likely need to have a law enforcement officer or authorized Tag Office employee complete Form T-22B Certification of Inspection to verify the Vehicle Identification Number (VIN).

What is the difference between a Georgia title and registration?

A title proves ownership, while registration allows you to legally operate the vehicle on public roads. You must first apply for and receive the title in your name before you can register the vehicle and get a license plate. Both are typically done at the same time during your visit to the County Tag Office.

Key Takeaways: How to Transfer a Car Title in Georgia Summary

• Act Within 7 Days: You must complete the title transfer at your local County Tag Office within seven days of purchasing the vehicle to avoid a 10% TAVT penalty.
• Gather Key Documents: The buyer needs the original title signed by the seller, a completed Form MV-1, a valid Georgia ID, and proof of active Georgia insurance.
• Understand the Costs: The total cost is the $18 title fee plus the one-time Title Ad Valorem Tax (TAVT), which is 7.0% of the car’s fair market value, not necessarily the sale price.
• Seller’s Only Job is to Sign: The seller’s primary responsibility is to correctly print and sign their name on the back of the title and record the odometer reading. They should then remove their license plate.
• Handle Special Cases Correctly: Family transfers have a reduced TAVT rate of 0.5% but require Form MV-16. Inherited vehicles require legal documents from probate court.
• Title Proves Ownership, Registration Allows Driving: The title is the legal proof of who owns the car. The registration and license plate are what allow you to legally drive it on the road. You must title the vehicle before you can register it.
• Go to the Right Office: Title and registration are handled at the County Tag Office, not the Department of Driver Services (DDS), which handles driver’s licenses.

Final Thoughts on Your Georgia Title Transfer

Navigating the Georgia title transfer process doesn’t have to be intimidating. By understanding the roles of the buyer and seller, gathering the correct documents ahead of time, and being aware of the 7-day deadline, you can confidently manage the change of ownership. This guide has equipped you with the essential steps, from properly signing the title to calculating your costs. With this knowledge, you are fully prepared to visit your County Tag Office and make your vehicle’s new ownership official.